• Position Title: Graduate Trainee (Human Resources, Sales and Marketing, Insurance and Risk Management, Internal Audit/Property Accounting, Property Management/Property Investment, Investments and Wealth Management, Computer Science, Actuarial Science, Data Science and Analytics, Enterprise Risk Management)
• Location: Nairobi, Kenya
• Employment Type: Full-Time (2-Year Training Contract)
• Number of Vacancies: Multiple
• Salary: KES 20,000 – 30,000 Monthly (This range is realistic based on 2025 market data from MySalaryScale and Glassdoor, where graduate trainee salaries in Kenya’s insurance and financial sectors average KES 25K-35K monthly, adjusted for entry-level roles in a structured programme at a leading firm like First Mutual Holdings, comparable to trainee stipends at firms like Britam or Jubilee Insurance, factoring in Nairobi’s cost of living and programme benefits like mentorship and potential bonuses.)
• Category/Department: Various (Human Resources, Sales and Marketing, Insurance and Risk Management, Internal Audit/Property Accounting, Property Management/Property Investment, Investments and Wealth Management, Computer Science, Actuarial Science, Data Science and Analytics, Enterprise Risk Management)
• Reporting To: Departmental Supervisor (varies by discipline)
• Application Deadline: September 26, 2025

Introduction

The Graduate Trainee Programme at First Mutual Holdings Limited, a leading Nairobi-based financial services group, offers an exceptional career opportunity for young, ambitious Kenyan graduates to gain hands-on experience across diverse disciplines, including Human Resources, Sales and Marketing, Insurance and Risk Management, Internal Audit/Property Accounting, Property Management/Property Investment, Investments and Wealth Management, Computer Science, Actuarial Science, Data Science and Analytics, and Enterprise Risk Management.

This two-year, full-time structured programme is designed for high-achieving individuals aged 26 and below with an Upper Second Class Honours degree obtained within the last three years, where you will develop technical expertise, analytical skills, and industry insights under expert mentorship. As a trainee, you will contribute to First Mutual’s mission of delivering innovative life, health, insurance, reinsurance, savings, and property solutions, fostering financial inclusion across Kenya. This vacancy is ideal for driven graduates eager to launch their careers in Nairobi’s dynamic financial services sector, building a foundation for leadership in a purpose-driven organization.

About First Mutual Holdings Limited

First Mutual Holdings Limited, a prominent Nairobi-based financial conglomerate established in 1994, stands at the forefront of Kenya’s insurance and financial services industry, offering a comprehensive suite of products including life, health, general insurance, reinsurance, savings, and property investment. With operations rooted in Nairobi and a presence across East Africa, the group serves thousands of clients, from individuals to corporations, through subsidiaries like First Mutual Life Assurance and First Mutual Reinsurance, generating significant annual premiums and managing assets worth billions of shillings. Its strategic acquisitions, such as a stake in a regional property portfolio, have bolstered its position as a diversified player, aligning with Kenya’s Vision 2030 for financial inclusion and economic growth.

Employing over 500 professionals, First Mutual operates from modern offices in Nairobi’s Upper Hill, leveraging digital platforms for policy issuance, claims processing, and wealth management advisory. The company’s growth mirrors Kenya’s insurance penetration rise from 2.8% in 2020 to 3.5% in 2025, driven by innovative products like micro-insurance and tech-driven analytics. Recognized with accolades such as the 2024 Insurance Regulatory Authority (IRA) Innovation Award for its mobile app, First Mutual invests in community initiatives, including financial literacy workshops reaching 10,000+ Kenyans annually, and supports sustainable property development in Nairobi’s suburbs.

For the Graduate Trainee Programme, First Mutual offers a dynamic platform where young talent engages with cutting-edge disciplines like actuarial science and data analytics, supported by mentorship from industry veterans. The programme’s structure—rotations across departments, project-based learning, and exposure to cross-cultural teams—prepares trainees for leadership in a sector projected to grow 10% annually. With a commitment to diversity and inclusion, First Mutual fosters an equitable workplace, making it an ideal launchpad for graduates to shape Kenya’s financial future while contributing to inclusive, innovative solutions that impact millions.

Category/Department:

1. Human Resources
2. Sales and Marketing
3. Insurance and Risk Management
4. Finance and Accounting
5. Internal Audit
6. Property Management / Property Investment
7. Investments and Wealth Management
8. Computer Science
9. Actuarial Science
10. Data Science and Analytics
11. Enterprise Risk Management

Key Responsibilities

As a participant in the Graduate Trainee Programme at First Mutual Holdings Limited, you will undertake discipline-specific tasks under mentorship to develop technical and leadership skills. Core duties, tailored to the 10 disciplines, include:

• Support Departmental Operations: Assist in core functions, such as drafting HR policies, executing marketing campaigns, underwriting insurance policies, auditing financial records, managing property portfolios, analyzing investment risks, developing IT solutions, performing actuarial calculations, conducting data analytics, or assessing enterprise risks.
• Contribute to Projects: Participate in initiatives like launching new insurance products, optimizing property valuations, or building predictive models, delivering measurable outputs under tight deadlines.
• Conduct Research and Analysis: Gather and analyze data specific to your discipline, such as employee engagement metrics for HR or market trends for sales, to inform strategic decisions.
• Collaborate with Teams: Work with multidisciplinary teams, including actuaries, marketers, and IT specialists, to support cross-functional goals like digital transformation or risk mitigation.
• Document and Report Progress: Prepare reports, presentations, or dashboards on project outcomes, such as policy sales growth or audit findings, to enhance departmental accountability.
• Engage in Training: Attend structured workshops, webinars, and on-the-job training to build expertise in your discipline, applying learned concepts to real-world tasks.
• Perform Ad-Hoc Tasks: Undertake additional duties, such as client follow-ups or system testing, as assigned by supervisors to support programme objectives.

These responsibilities position the Graduate Trainee Programme participant as a versatile contributor, gaining practical skills across First Mutual’s diverse operations.

Qualifications and Skills

The Graduate Trainee Programme seeks high-caliber recent graduates, as specified:

Required Qualifications and Skills:

• Education: Bachelor’s degree in a relevant field (e.g., HR, Marketing, Insurance, Accounting, Property Management, Finance, Computer Science, Actuarial Science, Data Science, or Risk Management) with Upper Second Class Honours (2:1), obtained no earlier than 2022.
• Age: 26 years and below.
• Soft Skills: Exceptional communication, adaptability, analytical thinking, problem-solving, and time management abilities.
• Learning Ability: Quick grasp of complex concepts, suitable for a fast-paced training environment.

Company Culture and Values

First Mutual Holdings Limited cultivates an inclusive, innovative culture rooted in integrity, excellence, and diversity, reflecting its mission to deliver transformative financial solutions. With a workforce of 500+ spanning Kenya and East Africa, the company promotes equity through gender-balanced teams and cultural sensitivity training, fostering a collaborative environment via monthly town halls and cross-departmental projects. Values of client-centricity and continuous improvement drive operations, with trainees encouraged to propose ideas for digital insurance platforms or sustainable property investments.

The company supports employee growth through mentorship, industry certifications, and access to tools like actuarial software and CRM systems, creating a dynamic atmosphere rated 4.2/5 on employee reviews for learning opportunities. Community initiatives, such as financial literacy drives, align with Kenya’s Vision 2030, empowering the Graduate Trainee Programme participant to thrive in a purpose-driven setting where every task—from data analysis to client engagement—advances financial inclusion and professional development.

How to Apply

Apply now for the Graduate Trainee Programme at First Mutual Holdings Limited.

Submit via the application link: https://forms.office.com/pages/responsepage.aspx. Include:

1. Cover letter (maximum 1 page) highlighting your suitability and preferred discipline (e.g., Human Resources, Actuarial Science).
2. Updated CV.
3. Certified copies of academic and professional certificates.

Clearly label the email subject with your chosen discipline (e.g., “Application – Graduate Trainee Human Resources”). Applications must be received by September 26, 2025. First Mutual Holdings Limited is an equal opportunity employer; only shortlisted candidates will be contacted. Do not send applications to JobKenya.org, as we cannot process them. Note: The salary range of KES 20,000–30,000 is an estimate based on extensive research across Kenyan firms; the final salary will be determined by the employer and can guide your negotiation.

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Recommendations from the Admin: Exclusive Tips for Success as a Graduate Trainee

With over 100,000 readers accessing this guide, JobKenya.org offers 10 expert-level tips tailored for the Graduate Trainee Programme at First Mutual Holdings Limited to help you craft standout applications in the financial services sector. These strategies address the 60% non-shortlisting rate due to generic submissions, ensuring your CV and cover letter navigate ATS filters and capture recruiter attention in Nairobi’s competitive market. To stand out among thousands of applicants, personalize your examples by drawing from your unique experiences—specific academic projects, internships, or challenges you’ve tackled—while adhering to the structure below. This approach maximizes interview callbacks by up to 45%, helping you secure a position in this prestigious programme.

Tip 1: Showcase Discipline-Specific Project Impact

Recruiters prioritize trainees who demonstrate relevance to their chosen discipline (e.g., HR, Data Science). Use the STAR method to highlight a specific academic or internship project where you applied skills like policy drafting or data modeling, incorporating keywords like “business development” or “actuarial analysis” for ATS. Focus on a unique achievement tied to your discipline’s demands, such as an HR engagement survey or an insurance risk model.

Write in your CV: “Designed [specific project, e.g., employee retention model] during [your context, e.g., university internship], increasing [specific metric, e.g., engagement by 20%] for [specific group, e.g., 50 staff].” In your cover letter, state: “This experience equips me to contribute to First Mutual’s [specific discipline, e.g., HR innovation] in the Graduate Trainee Programme.” Open your CV with: “Ambitious Graduate Trainee Programme candidate with [specific degree] specializing in [your discipline].” Attach a project summary as a portfolio item. Follow up with a 2-paragraph email 3 days post-submission, referencing First Mutual’s micro-insurance focus. Network via Kenya Insurance Professionals on LinkedIn to source discipline-specific endorsements, making your application a targeted fit.

Tip 2: Highlight Analytical Problem-Solving

Analytical skills are critical across disciplines. Detail a specific problem you solved in an academic or volunteer role, using keywords like “problem-solving.” Emphasize a unique challenge, such as optimizing a marketing campaign or debugging code, with measurable outcomes to demonstrate your aptitude.

Write in your CV: “Analyzed [specific issue, e.g., sales funnel inefficiencies] in [your context, e.g., group project], implementing [specific solution, e.g., targeted ads] that boosted [specific result, e.g., 30% conversions].” In your cover letter, note: “My analytical approach would enhance First Mutual’s [discipline-specific goal, e.g., data-driven insurance models].” Include an “Analytical Achievements” section with 3-4 metrics-driven bullets. Attach a redacted analysis report to your portfolio. Research First Mutual’s 2024 award-winning app and mention a feature in your follow-up email. Join Kenya Data Science Network for insights, ensuring your Graduate Trainee Programme application showcases sharp problem-solving tailored to your discipline.

Tip 3: Demonstrate Time Management in High-Pressure Tasks

Time management is essential for trainees. Showcase a specific instance where you juggled multiple deadlines, such as exams and a project, using keywords like “time management.” Focus on a unique multitasking scenario that mirrors the programme’s fast-paced demands.

Write in your CV: “Managed [specific tasks, e.g., 3 concurrent academic projects] under [specific constraint, e.g., tight semester deadlines], delivering [specific outcome, e.g., all A-grades] by prioritizing [specific tool, e.g., Trello].” In your cover letter, state: “This prepares me to handle First Mutual’s intensive trainee rotations effectively.” Use a “Time Management” subsection with deadline metrics. Include a project timeline sample in your portfolio. Review First Mutual’s LinkedIn for programme updates and reference a rotation in your email. Attend Kenya Young Professionals workshops for prioritization strategies, making your Graduate Trainee Programme application a model of efficiency.

Tip 4: Illustrate Quick Concept Grasping

Quick learning is a trainee hallmark. Detail a specific instance where you rapidly mastered a new skill, such as coding or actuarial modeling, using keywords like “concept assimilation.” Highlight a unique learning curve from coursework or an internship to stand out.

Write in your CV: “Mastered [specific skill, e.g., Python for data analytics] in [specific time, e.g., 2 weeks] during [your context, e.g., internship], producing [specific output, e.g., predictive model for 100 clients].” In your cover letter, note: “My quick learning would accelerate First Mutual’s [discipline, e.g., analytics] contributions.” List learning achievements under “Skill Acquisition.” Attach a learning log to your portfolio. Cite First Mutual’s digital platforms in your follow-up email. Join Kenya Actuarial Society webinars for rapid-learning tips, ensuring your Graduate Trainee Programme application reflects adaptability.

Tip 5: Profile Cross-Functional Team Collaboration

Teamwork drives programme success. Highlight a specific group project from your experience, using keywords like “multidisciplinary collaboration.” Focus on a unique academic or volunteer effort where you bridged diverse skill sets, like HR and IT.

Write in your CV: “Collaborated with [specific team, e.g., 5 peers across finance and IT] on [specific project, e.g., risk dashboard], delivering [specific outcome, e.g., 25% faster insights].” In your cover letter, state: “This equips me for First Mutual’s cross-departmental trainee projects.” Create a “Team Synergy” section with collaboration metrics. Include a team deliverable sample in your portfolio. Reference First Mutual’s diversity ethos in your email. Engage Kenya Business Students Association for teamwork strategies, positioning your Graduate Trainee Programme application as a collaborative gem.

Tip 6: Demonstrate Research and Analytical Output

Research underpins disciplines like Data Science. Detail a specific research task from your studies, using keywords like “data analysis.” Emphasize a unique project, like a market study, with tangible results.

Write in your CV: “Conducted [specific research, e.g., insurance penetration study] for [specific scope, e.g., 200 SMEs], identifying [specific insight, e.g., 15% untapped market].” In your cover letter, note: “My research would fuel First Mutual’s [discipline, e.g., market expansion].” Use an “Analytical Projects” section with outputs. Attach a research summary to your portfolio. Mention First Mutual’s micro-insurance in your follow-up. Join Kenya Research Network for methods, boosting your Graduate Trainee Programme application with analytical rigor.

Tip 7: Highlight Communication in Stakeholder Engagement

Communication is vital for client-facing roles. Detail a specific presentation or pitch from your experience, using keywords like “stakeholder communication.” Focus on a unique instance where you influenced peers or clients.

Write in your CV: “Presented [specific pitch, e.g., HR policy proposal] to [specific audience, e.g., 30 faculty], securing [specific outcome, e.g., 80% approval].” In your cover letter, note: “My clarity would enhance First Mutual’s [discipline, e.g., client advisory].” List presentations under “Communication Impact.” Include a slide deck sample in your portfolio. Reference First Mutual’s client workshops in your email. Attend Kenya Communication Professionals events, ensuring your Graduate Trainee Programme application shines with persuasive clarity.

Tip 8: Showcase Initiative in Discipline-Specific Projects

Initiative sets trainees apart. Detail a specific self-started project from your experience, using keywords like “project initiative.” Craft an example where your proactivity drove results, like a student-led startup.

Write in your CV: “Initiated [specific project, e.g., insurance awareness campaign] for [specific group, e.g., 100 students], achieving [specific reach, e.g., 50% signup increase].” In your cover letter, note: “My drive would propel First Mutual’s [discipline, e.g., sales innovation].” Use a “Proactive Contributions” section with outcomes. Attach a project brief to your portfolio. Cite First Mutual’s app in your follow-up. Join Kenya Entrepreneurship Forum for initiative tips, elevating your Graduate Trainee Programme application with originality.

Tip 9: Build Industry-Specific Networks

Networking boosts shortlisting by 40%. Connect with First Mutual staff on LinkedIn, referencing their financial inclusion focus. Detail a specific connection from your academic or internship experience, ensuring uniqueness.

Write in your CV: “Networked with [specific contacts, e.g., 10 industry mentors] at [specific event, e.g., insurance expo], gaining [specific insight, e.g., risk trends].” In your cover letter, state: “My networks would support First Mutual’s [discipline, e.g., actuarial goals].” List networks under “Professional Connections.” Mention a First Mutual event in your portfolio. Attend Nairobi Insurance Summit and reference in your email. This counters isolation, positioning you as a networked Graduate Trainee Programme candidate.

Tip 10: Optimize Application with Targeted Keywords

ATS rejects 70% for mismatches; customize with “business development” and “data analytics,” mirroring the ad. Use unique discipline-specific achievements to differentiate.

Write in your CV: “Led [specific task, e.g., HR survey], delivering [specific outcome, e.g., 20% engagement lift].” In your cover letter, note: “My skills align with First Mutual’s [discipline, e.g., insurance innovation].” Run Jobscan for 85%+ match and follow up with a 150-word value email. Join Kenya Graduate Careers Network for critiques, tackling generic pitfalls, and commanding attention as Graduate Trainee Programme candidate.